4 Pages Economics work.

Due in 15 hours. 

 The paper analyzes KeyBank, which is a $142.5 billion bank located in Cleveland, Ohio. You and your group (up to six students) must briefly analyze the Uniform Bank Performance Report (UBPR) of the bank from a peer and trend analysis and assess a proposed asset/liability shift.
• First, analyze the bank’s capital, asset quality, management, earnings, liquidity and sensitivity based on the UBPR of the bank distributed.
• Second, briefly correlate the key profitability ratios from the Summary Page of the UBPR with relevant economic metrics. For example, how do short- and long-term US Treasury interest rates correlate with interest income, interest expense, net interest income, etc.? Or, how does the unemployment rate or percentage change in real GDP impact asset quality measures? You only have five annual observations.  There is no need to test for significance or run a regression. Does the correlation coefficient make economic sense and how could the projected economy in 2020 impact the bank’s operations and condition?
• Third, assume the bank forecast weak loan demand in 2020 and lower interest rates based on an accommodative monetary policy.  The institution would like to assess the sale (at the beginning of the year) of $1 billion of short-term US Treasury bills (0% Risk Weight) earning .5% to be reinvested in five-year BBB-rated corporate notes (100% Risk Weight) earning 3.5%. The bank will incur incremental management and modeling costs equal to .25% of the funds invested. Note how the profitability of the bank will change from $1.9 billion given the change in interest income, non-interest expense, provision for loan losses and taxes.  The allowance for loan losses is deemed adequate at the end of 2019 but would need to reflect CECL in 2020 given the change in asset risk of $1 billion corporate notes. You will need to estimate the expected losses over the five-year horizon of the corporate notes. The bank is taxed at 16%.
• Fourth, indicate how key ratios reflecting CAMELS will change given the shift in the asset portfolio; be specific when possible.
Overall, what concerns do you have, if any, with the bank going forward with the portfolio shift? Do you recommend the change?  The paper should approximate three to five pages excluding charts, graphs, correlations, computations, etc. 

Order a unique copy of this paper
(550 words)

Approximate price: $22

Basic features
  • Free title page and bibliography
  • Unlimited revisions
  • Plagiarism-free guarantee
  • Money-back guarantee
  • 24/7 support
On-demand options
  • Writer’s samples
  • Part-by-part delivery
  • Overnight delivery
  • Copies of used sources
  • Expert Proofreading
Paper format
  • 275 words per page
  • 12 pt Arial/Times New Roman
  • Double line spacing
  • Any citation style (APA, MLA, Chicago/Turabian, Harvard)

Our guarantees

Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.

Money-back guarantee

You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.

Read more

Zero-plagiarism guarantee

Each paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.

Read more

Free-revision policy

Thanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.

Read more

Privacy policy

Your email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.

Read more

Fair-cooperation guarantee

By sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.

Read more

Calculate the price of your order

550 words
We'll send you the first draft for approval by September 11, 2018 at 10:52 AM
Total price:
$26
The price is based on these factors:
Academic level
Number of pages
Urgency
Order your essay today and save 25% with the discount code: THANKYOUPlace Order
+